PRIVATE HARD LENDER
Private Hard Lender is a structured credit modality with international backing, aimed at companies that wish to expand operations, settle liabilities and increase working capital, with exclusive conditions and flexible guarantees.
Linha Hard Lender
Loan-to-value (LTV): 30% to 60% of the collateral value.
Amounts: US$3 million to US$50 million (or equivalent in €).
Rate: 12% per year, simple interest.
Amortization: Bullet Capital (semi-annual interest, principal due at the end).
Grace period: 3 to 10 years.
Total term: up to 12 years.
Accepted collateral: Urban, rural, commercial, or industrial properties + SBLC backed by Cash-Back, as a liquid financial guarantee.
Corporate Finance Line
Amounts: 5 million to 200 million (US$ or €);
Rate: 5% per year to 8% per year (on average);
Loan-to-Value (LTV): 50% to 80% of the value of the collateral presented;
Grace Period: 1 to 4 years with quarterly, semi-annual, or annual interest payments;
Total Term: 8 to 15 years;
Accepted Collateral: Cash-Back-Backed SBLC, as liquid financial collateral
Cash-Backed Line
Amounts: 30 million to 300 million (US$ or €);
Rate: 3.5% to 5% per year (average);
Loan-to-Value (LTV): 250% to 500% of the value of the collateral presented;
Grace Period: 1 to 4 years with quarterly, semi-annual, or annual interest payments;
Total Term: 8 to 15 years;
Accepted Collateral: Financial resources deposited in an investment account, in the client's name, SBLC backed by Cash-Back, as liquid financial collateral
